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Experience the ease of Florida waterfront living in this beautifully maintained freshwater canal home in Southwest Cape Coral. Built in 2016, this four-bedroom, three-bath property offers southern rear exposure, a functional split-bedroom floor plan, and peaceful water views in a quiet, established neighborhood. Every detail reflects pride of ownership and thoughtful care throughout. This home features 2,137 square feet of living space and a desirable split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, the home’s curb appeal is evident with mature landscaping, a decorative driveway, and a clean stucco exterior that reflects pride of ownership throughout. Inside, the great room layout welcomes you with volume and tray ceilings, abundant natural light, and tranquil water views that immediately draw your attention to the canal beyond. The living spaces flow seamlessly into the dining and kitchen areas, creating an open and inviting atmosphere. Flooring throughout the home includes a combination of tile, laminate, and carpet, offering durability and comfort in all the right places. The kitchen is well-appointed with ample cabinetry, a breakfast bar, and quality appliances including a range, microwave, dishwasher, and refrigerator/freezer. Whether preparing daily meals or hosting guests, this space is both practical and welcoming. The primary suite, located on the ground level for convenience, serves as a private retreat. The en-suite bathroom features dual sinks, a jetted soaking tub, and a separate walk-in shower, providing a spa-like experience at home. Additional bedrooms are generously sized, deal for guests, family members, or flexible use such as a home office or hobby room. Step outside to enjoy true Florida waterfront living. The below-ground concrete pool overlooks a peaceful freshwater canal with an existing seawall and private oversized composite dock, perfect for kayaking, paddleboarding, fishing, or simply enjoying the calming water views. The southern exposure allows for abundant sunlight throughout the day, making the outdoor space ideal for relaxation or entertaining. This home also offers valuable peace of mind with impact-resistant windows and doors, along with manual shutters for added storm protection. Additional features include a two-car attached garage, automatic irrigation system, laundry room with tub, and assessments paid for water, sewer, and irrigation.
Located in a non-gated community with no HOA fees, this property is close to shopping, dining, schools, and major roadways, while still offering a quiet residential setting. The owner has maintained the home meticulously, making it truly move-in ready for the next homeowner. Whether you’re seeking a full-time residence, a seasonal retreat, or a waterfront lifestyle without the complexity of Gulf access, 1426 SW 12th Terrace offers an exceptional opportunity to own a quality home on freshwater in Southwest Cape Coral.
Property Details
Price: $638,499
Sq Ft: 2,137
($299 per sqft)
Bedrooms: 3
Bathrooms: 3
City: Cape Coral
County: Lee
Type: Single Family
Development: Cape Coral
Acres: 0.23
Virtual Tour/Floorplan:
View
Year Built: 2016
Listing Number: 2025024887
Status Code: A-Active
Taxes: $4,420.00
Tax Year: 2024
Garage:
2
/
Attached
Furnishings: Negotiable
Pets Allowed: Yes
Interior Features:
Laundry Tub
Smoke Detectors
Tray Ceiling(s)
Volume Ceiling
Amenities:
None
Financial Information:
Taxes: $4,420.00
Tax Year: 2024
Exterior Features:
Boat Dock Private
Composite Dock
Screened Lanai/Porch
Equipment:
Auto Garage Door
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator/Freezer
Smoke Detector
Washer
Washer/Dryer Hookup
View:
Canal
Water
Waterfront Description:
Canal Front
Fresh Water
Seawall
Additional Information:
Building Design: Single Family
Community Type: Non-Gated
MLS Area: Cc23 - Cape Coral Unit 28, 29, 45, 62, 63, 66, 68
Price per Square Feet: $298.78
Total Floors: 1
Water: Assessment Paid
Construction: Concrete Block, Stucco
Foreclosure: No
Short Sale: No
Date Listed: 2026-01-06 00:00:00
Pool: Yes
Pool Type: Below Ground, Concrete, Equipment Stays
Pool Description: Below Ground, Concrete, Equipment Stays
Private Spa: No
Furnished: Negotiable
Parking: Attached
Garage Description: Attached
Garage Spaces: 2
Flooring: Carpet, Laminate, Tile
Roof: Shingle
Heating: Central Electric
Cooling: Central Electric
Fireplace: No
Storm Protection: Impact Resistant Doors, Impact Resistant Windows, Shutters - Manual
Security: Smoke Detector(S)
Laundry: Washer/Dryer Hookup, Laun
Irrigation: Assessment Paid
55+ Community: No
Pets: Yes
Restrictions: No Rv
Maintenance: None
Rear Exposure: S
Lot Desc.: Regular
Amenities: None
Map of 1426 12Th Ter Sw, Cape Coral, FL 33991
Listing Courtesy Of: Sellstate Excelsior Realty
sunshinehomesbyshelley@gmail.com